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LoanKarts Finance Solution
Loan Against Property
Unlock eligible property value for business or approved personal funding requirements.
Typical range: ₹10 Lakh – ₹5 Crore+Overview
About Loan Against Property
Loan Against Property is a secured facility where an eligible property is offered as security. Requirements vary depending on whether the applicant is salaried or self-employed/business owner.
Key Benefits
✓Higher-ticket funding potential
✓Business or approved personal use
✓Property-backed financing
✓Longer tenure may be available
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Check your loan requirement
Share your requirement with LoanKarts and our team can guide you through the application and document process.
APPLY NOW →Talk to LoanKartsRequired Documents
Documents you may need
Please keep these documents ready before submitting your application. Final requirements can vary by lender, profile and loan amount.
LAP — Salaried Applicant
1Applicant KYC — Aadhaar Card, PAN Card and Photograph
2Co-applicant KYC — Aadhaar Card, PAN Card and Photograph
3Residence latest Electricity Bill
4Office I-Card
5Last 3 months Salary Slips
6Last 1 year Bank Statement
7Last 2 years Form 16
8Loan details, if any running loan
9Property papers with complete chain
LAP — Self Employed / Proprietorship
1Applicant KYC — Aadhaar Card, PAN Card and Photograph
2Co-applicant KYC — Aadhaar Card, PAN Card and Photograph
3Residence Electricity Bill
4GST Registration Certificate
5Last 2 years Financials — ITR, Computation, Balance Sheet, Profit & Loss and Audit Report with CA Stamp
6Last 1 year Bank Statement of Current Account
7Last 1 year GST Return — GSTR-3B
8Loan details, if any running loan
9Udyam Certificate
10Property papers with complete chain
Eligibility
Basic eligibility factors
✓Acceptable property title
✓Adequate repayment capacity
✓Legal and technical clearance of property
✓Acceptable credit profile
Final approval, interest rate, fees, tenure and document requirements are determined by the respective lender.