LoanKarts Finance Solution

Working Capital

Business funding solutions for day-to-day liquidity, trade and operating requirements.

Typical range: ₹20 Lakh – ₹200 Crore

Overview

About Working Capital

Working Capital finance helps businesses manage day-to-day cash-flow requirements, purchase inventory, meet operating expenses and support trade transactions. The exact facility, limit, pricing, security and approval depend on the lender and business profile.

Key Benefits

✓Supports day-to-day business liquidity

✓Multiple facility options for different business needs

✓Can support inventory and operating-cycle requirements

✓Trade and guarantee facilities may be available

✓Structured limits based on business banking and financial profile

Working Capital Facilities

DDCCODMSMELCBGCGTMSE

DD, CC, OD, MSME, LC, BG and CGTMSE-related facilities are subject to the relevant lender, business profile and applicable scheme or facility conditions.

Need Assistance?

Check your loan requirement

Share your requirement with LoanKarts and our team can guide you through the application and document process.

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Process

How the loan process works

Share Requirement

Tell us your loan type, amount and basic profile.

Profile Review

We review eligibility, documents and funding requirement.

Lender Matching

Suitable lender or facility options are identified.

Processing

Documentation and lender coordination continue towards approval and disbursement.

Documents

Documents you may need

Typical checklist. Final requirements can vary by lender, profile and loan amount.

1PAN and Aadhaar / KYC of applicant and authorised persons

2Business registration / constitution documents

3Latest 6–12 months bank statements

4Latest ITRs and financial statements

5GST returns and GST registration where applicable

6Business address / ownership or rental proof

7Existing loan and banking facility details

8Stock / receivable statements where required

9Property or security documents where applicable

Eligibility

Basic eligibility factors

✓Established business activity and acceptable banking conduct

✓Adequate turnover and cash-flow profile

✓Repayment capacity as assessed by the lender

✓Acceptable credit history of business / promoters

✓Financial and GST / ITR documents satisfactory to lender

✓Security and collateral requirements, where applicable

Final approval, interest rate, fees, tenure and document requirements are determined by the respective lender.