LoanKarts Finance Solution

Working Capital

Business funding solutions for day-to-day operations, working capital and business growth.

Typical range: ₹20 Lakh – ₹200 Crore+

Overview

About Working Capital

Working Capital facilities may include CC, OD, DD, LC, BG, MSME and CGTMSE-related funding. Final documentation depends on facility type and lender requirements.

Key Benefits

✓Day-to-day working capital support

✓Business expansion funding

✓CC / OD and other facility options

✓MSME and business funding support

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Required Documents

Documents you may need

Please keep these documents ready before submitting your application. Final requirements can vary by lender, profile and loan amount.

1Applicant / Proprietor KYC — Aadhaar Card, PAN Card and Photograph

2Co-applicant KYC, wherever applicable

3GST Registration Certificate

4Residence / Business Address Proof

5Udyam Certificate

6Last 2 years Financials — ITR, Computation, Balance Sheet, Profit & Loss and Audit Report with CA Stamp

7Last 1 year Bank Statement of Current Account

8Last 1 year GST Returns — GSTR-3B

9Existing Loan / Liability Details

10Business registration and supporting documents as applicable

Eligibility

Basic eligibility factors

✓Active and established business profile

✓Adequate turnover and banking conduct

✓Repayment capacity

✓Acceptable credit profile

✓Facility-specific lender requirements satisfied

Final approval, interest rate, fees, tenure and document requirements are determined by the respective lender.